Fill common gaps
Review construction, roof, valuation context, permits, Protection context, imagery, and nearby exposures from the address.
For wholesale property brokers
Make thin submissions market-ready.
A retailer sends an address, TIV, and a partial application. PerilScore adds available construction, valuation, imagery, Protection, exposure, and peril context before the risk reaches the market.
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Retail submission2 fields
- AddressProvided
- TIV$4.8M
- ConstructionMissing
- RoofMissing
- ProtectionMissing
- ImageryMissing
→
Market packEnriched
- ConstructionJoisted masonry
- RoofModified bitumen
- Year built1988
- ProtectionAvailable
- Nearby exposure42 ft
- Peril factors6 reviewed
Illustrative fictional workflow example. Actual fields and availability vary by property and source.
Close the common property gaps once.
Give brokerage teams one place to complete common property gaps before routing the risk to a market or asking the retailer for another round of information.
Show the factors
Include six transparent 0–10 natural-peril scores. Keep crime separate as area context and trend.
Scale the repeat work
Run one-click reports for individual risks or use SOV, API, widget, and MCP delivery for recurring flows.
Input
Whatever the retailer sent
- Address and stated values
- Partial application fields
- Inconsistent SOV columns
Output
A repeatable property pack
- Available property and source context
- Imagery, exposures, and peril factors
- Report or structured delivery to the market
Brokerage desks handling inconsistent retail inputs.
Use it when intake quality varies by agency, producer, or class and the team needs a common property review before marketing.
It supports submission quality, not carrier appetite.
The enriched pack helps explain the risk. Appetite, terms, pricing, and binding authority still sit with the market.
Test it on a submission that would normally get a follow-up email.
Run the address, review the missing fields, and decide whether reports, SOV, or API delivery fits the desk.
Ask your AI about PerilScore.
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