For property underwriters

See the evidence before pricing the risk.

Bring available construction, COPE, valuation context, imagery, exposures, Protection context, and transparent peril factors into one view before applying appetite, pricing, and underwriting judgment.

A free address check shows a preview. Use your work email to unlock the full report. PerilScore supports existing pricing and CAT-model workflows.

Illustrative example / Property input reviewSource context available

Construction

ISO classJoisted masonry
Year built1988
Roof coverModified bitumen

Assessor · permits · imagery

Exposure

Building area18,420 sq ft
Nearest structure42 ft
ProtectionAvailable

Imagery · fire response context

Valuation context

Estimated RCVRange available
Stated TIV$4.8M
ITV contextReview

RCV is not market value

Natural perils

Highest factorWildfire 5/10
Flood4/10
Earthquake4/10

Factors visible for each score

Illustrative fictional workflow example. Actual fields and availability vary by property and source.

Your first 10 full reports are free.

Run a U.S. address check to see a preview, then use your work email to unlock the full free report. No credit card required.

Put the property evidence beside the underwriting judgment.

Use PerilScore to assemble and inspect available property inputs before the rating and referral conversation. Keep appetite, pricing, binding, and coverage decisions inside the carrier workflow.

Property view

Review construction, permits, imagery, estimated replacement cost, fire response, Protection context, and nearby exposures.

Risk factors

Open the factors behind hurricane, wildfire, hail, flood, tornado, and earthquake scores. Crime remains separate area context.

Override path

Compare available records with submission or inspection data and correct property inputs when better information is available.

Street address

Begin with the location

  • No complete COPE schedule required
  • No separate imagery or permit search
  • No opaque score without factors

Property review

Carry reviewed inputs forward

  • Property and valuation context
  • Exposure and Protection context
  • Factors ready for underwriting judgment
Best fit

First-pass property review before rating or referral.

Use it to inspect the address-level evidence behind a risk before spending time reconciling separate source systems.

Limit

It does not replace the underwriting file of record.

PerilScore surfaces context and factors. Carrier systems still own appetite rules, rating inputs, referrals, and final decisions.

Next action

Review one property where the submission feels incomplete.

Compare available records with the submission and carry only reviewed inputs into the carrier workflow.

Ask your AI about PerilScore.

Compare product details, source context, and limitations with an AI assistant.

Your first 10 full reports are free.

Run a U.S. address check to see a preview, then use your work email to unlock the full free report. No credit card required.