Property data and risk library
Property Data and Risk Library
Practical guidance for building clearer property files and improving insurance workflows.
What Property Permit History Can and Cannot Tell You
How to use roof, electrical, structural, and occupancy permits as underwriting context without treating a record as proof of condition.
Read articleHow to Use Aerial Imagery in Property Underwriting
What aerial and satellite imagery can support in a first property review, what it cannot confirm, and how to document discrepancies.
Read articleHow to Review Property Data Sources, Dates, and Confidence
A field-level method for deciding what property data can support, what needs verification, and which conflicts deserve attention.
Read articleHow to Read a Property Natural-Peril Score
A practical way to review a 0–10 peril score, its building and hazard factors, its limits, and the questions it should trigger.
Read articleHow to Clean a Statement of Values Before Property Enrichment
A practical workflow for normalizing addresses, values, building fields, and exceptions before an SOV reaches underwriting.
Read articleReplacement Cost Is Not Market Value
Why estimated replacement cost and market value answer different questions in property insurance workflows.
Read articleCOPE Data: What to Review and Why It Matters
A practical guide to construction, occupancy, protection, and exposure data in property insurance.
Read articleA Practical Property Submission Checklist for E&S Risks
The building, valuation, protection, exposure, and source-context details worth reviewing before a property submission reaches the market.
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