# PerilScore

> PerilScore helps insurance teams build cleaner E&S property submissions. Enter any US address, preview risk for free, then unlock verified building data, COPE, six peril scores with transparent factors, and a one-page PDF ready for a wholesaler or underwriter.

## Hero

**Move your submission up the desk**

Turn a street address into verified building data, COPE, transparent peril factors, and a PDF your wholesaler can read without chasing you for basics.

**Primary CTA:** Build a stronger submission at app.perilscore.com/free-score/

**Demo:** The animated GIF at the top of the page shows the exact app interface with peril score cards and factor breakdowns.

## Who we serve (proof)

Built first for retail commercial agents preparing E&S property submissions for wholesalers. MGA, wholesaler, carrier, and inspection teams also use the same data when they need a clearer property file before underwriting review.

Stats:
- 30-60 minutes of manual lookup avoided per file
- <10 seconds from address to risk preview
- 50+ building attributes in a cleaner submission file

## Core Features

**Verified property fields**
Construction, roof, square footage, and 50+ attributes you can show next to a quote.

**Peril scores with factors**
0-100 scores with the exact inputs listed. Walk an underwriter through the file in one screen.

**One-page PDF report**
Export a single attachment sized for an email to a wholesaler, underwriter, or carrier inbox.

**Six CAT perils, one file**
- Hurricane: wind, surge, local build context
- Hail: track and roof vulnerability
- Tornado: path and intensity history
- Wildfire: fuel, slope, defensible space
- Earthquake: hazard, soil, structure fit
- Flood: floodplain exposure, elevation, drainage

You see exactly what moves each number (roof age, year built, distance to water, local loss history weighted to the hazard at that location).

**Data you can trace**
- County assessor records (shell, year, area)
- NOAA and NWS (hazard frequency)
- FEMA (flood mapping)
- Imagery (roof and lot signals)

If you have better field data, override any value and scores refresh instantly.

## Integrations

**API**
Bulk upload addresses or pull scores into your CRM, quoting engine, or underwriting platform.

**MCP Server**
Run our server locally or in your environment for private, high-volume scoring without sending data externally.

**Embeddable Widget**
Drop the widget into your portal so clients see risk scores without leaving your site.

## Pricing

- 10 full reports free (no credit card)
- Paid report unlocks with usage pricing and volume tiers
- API access, bulk uploads, unlimited team members, no annual minimums, cancel anytime
- Team access available for vendor review, security questions, API volume, and bulk workflows

Every paid report includes all peril scores, building construction details, COPE, imagery analysis, fire/police station proximity, and an underwriting summary.

## Trust

We focus on a single problem: a clear property file for a wholesaler or carrier, from public and licensed sources you can name in a meeting. PerilScore is not a CAT model replacement. It is the layer that adds building detail, transparent peril factors, and a submission attachment before the file gets judged.

## How it works

1. Enter any US property address.
2. Preview the risk before you chase the file.
3. Unlock verified building data, COPE, risk summary, transparent peril factors, and a submission-ready PDF.

## FAQ (selected)

**What properties can I score?**
Any US property address, residential or commercial, all 50 states plus DC and territories.

**What peril scores do you provide?**
Hurricane, wildfire, hail, flood, tornado, and earthquake. Each score is 0-100 with transparent factors.

**How accurate are the scores?**
Built on county assessor records, NOAA, FEMA flood maps, and satellite imagery. Every factor is traceable. You can override any attribute and scores update instantly.

**Will underwriters accept the reports?**
The one-page PDF format is designed to attach directly to submissions with verified data and transparent risk factors.

**How much does it cost?**
Start with a free address preview. Paid reports unlock verified building data, COPE, risk summaries, and PDFs. There are no annual minimums or long-term contracts.

Contact: info@perilscore.com

Full app: https://app.perilscore.com
ChatGPT announcement: https://perilscore.com/ChatGPT
Sitemap: https://perilscore.com/sitemap.xml