PERILSCORE PROPERTY SUBMISSION REVIEW

Use this checklist to prepare a reviewable E&S property submission. Mark each item complete, not applicable, or open. Keep source evidence and unresolved questions with the submission.

PROPERTY IDENTITY
[ ] Address components are complete and normalized.
[ ] Location and building identifiers distinguish multiple buildings at one site.
[ ] Named insured, occupancy, and building use are clear.
[ ] The property match is confirmed or the uncertainty is documented.

BUILDING AND COPE
[ ] Construction, year built, stories, and area are supplied or marked unknown.
[ ] Occupancy and any mixed uses are described specifically.
[ ] Roof and major renovation details include source and date when available.
[ ] Protection information is supported or flagged for follow-up.
[ ] Exposure observations are tied to the correct building and source.

VALUES
[ ] Building, business personal property, and time element values are separated.
[ ] Total insured value reconciles to the submitted components and conventions.
[ ] Replacement-cost context is distinguished from market value and coverage amount.
[ ] Material assumptions, missing inputs, and conflicts are visible.

EVIDENCE AND HANDOFF
[ ] Material fields identify whether they are submitted, observed, sourced, estimated, or unavailable.
[ ] Source dates and limitations are recorded where relevant.
[ ] Imagery, permits, inspection notes, and other evidence match the property and building.
[ ] Natural-peril results are read with their factors and source context.
[ ] Open questions name an owner or requested next evidence.
[ ] Original submission data is retained alongside normalized or enriched fields.

This checklist supports preparation and review. It does not make an underwriting or coverage decision.