Inspection software
Survey Checkpoint
Lists PerilScore among its industry integrations.
Read the integration storySubmission enrichment for E&S property teams
Turn an address into an underwriter-ready property file.
Review available construction and COPE, valuation context, imagery, permits, Protection context, and transparent natural-peril factors in one place.
See a preview first. Use your work email to unlock the full free report.
See a full property report.
- Construction class
- Fire protection
- COPE details
- Replacement cost
- Permits
- Risk factors
See the output
Review a real property report before you decide.
Open the sample to inspect how PerilScore presents available property evidence, valuation context, source notes, and natural-peril factors. Field coverage varies by address.
View sample report- Property evidenceAvailable construction and COPE context
- Valuation contextEstimated replacement cost with stated assumptions
- Risk factorsSix natural-peril scores on a 0–10 scale
- Source contextSources and limitations where available
In working property workflows
Built into the work teams already do.
PerilScore works with brokerages, MGAs, inspection teams, and property platforms preparing files for review.
MGA underwriting and quoting
CARMA
Uses the PerilScore API in its policy administration workflow for underwriting and quoting.
Visit CARMABrokerage workflow
Latent Insurance
Uses the PerilScore API in its brokerage workflow and collaborates on distribution opportunities.
Visit LatentInspection teams
Inspection company network
PerilScore is used in inspection workflows at Associated Services Inspections, H&S Loss Control Inspections, and Twenty First Services. Underwriter Services Association helps make it available to member inspection companies.
A practical first read
From address to a file your team can review.
PerilScore gathers available property context, keeps uncertainty visible, and returns a report or workflow output your team can use.
Enter an address or SOV
Run a known U.S. property or apply the same enrichment to a schedule.
Check available evidence
Review property details, valuation context, imagery, source notes, and transparent factors.
Carry context into the workflow
Use the report, SOV output, API, widget, or MCP connection that fits your process.
Building and COPE
Construction, roof, year built, occupancy, permits, and other available property attributes.
Valuation and imagery
Estimated replacement-cost context, aerial imagery, and nearby exposure details where available.
Risk and protection
Six 0–10 natural-peril scores with factors, fire-protection context, and crime trends shown separately.
Source and limits
Source context remains visible. Availability varies, and users can review or correct property inputs.
PerilScore supports underwriting review. It does not replace a CAT model, determine coverage, or make the underwriting decision.
For property teams
A clearer first read for every handoff.
Choose the workflow that matches how your team prepares, inspects, quotes, or reviews a property.
Retail distribution
Independent agencies
Enrich an address or SOV with building data, valuation context, imagery, and peril factors.
Agency workflow Wholesale distributionWholesale brokers
Prepare a consistent property brief from a thin retail submission.
Wholesale workflow Risk selectionUnderwriting teams
Review address-level evidence alongside existing pricing and CAT-model workflows.
Underwriting workflow Property QAProperty inspectors
Compare submitted values with available records, imagery, and permits.
Inspection workflow Embedded workflowsInsurtech platforms
Embed property enrichment through API, widget, MCP, reports, or SOV processing.
Platform workflowPerilScore, where you work
Your next property question starts here.
Use PerilScore in the assistant you already know. Ask about a U.S. address, review the risks, and follow the link to the full property report.
Available now
ChatGPT
Start with an address. Get natural-peril scores, fire protection context, and the factors behind the results in your conversation.
Open in ChatGPT
Available now
Claude
Talk through a property’s risks before preparing a submission. Bring PerilScore’s scores and supporting factors into the conversation.
Open in Claude
Connect your assistant
GrokBot
Prefer GrokBot? Use the PerilScore connection link to bring property risk context into your chat. We’ll show you how to get started.
Set up GrokBotTry asking What should I know about flood and wildfire risk at this address?
Plans and pricing
Start free. Scale with your workload.
Your first 10 full property reports are free. Choose a monthly plan when you need more report capacity.
Try PerilScore
Start with a property you know.
Review available building and COPE details, replacement-cost estimates, imagery, and risk factors in one property report.
Run my first free reportEnter a U.S. address to see a preview. Use your work email to unlock the full report. No credit card or sales call required.
Your first
10full reports are free$0 to get started
More properties to review?
Monthly plans with a clear rate for additional reports.
Starter
For individual property workflows
$99 / month
50 reports included per month
Additional reports: $2 each
Start with 10 free reportsGrowth
For recurring team submissions
$499 / month
500 reports included per month
Additional reports: $1 each
Start with 10 free reportsScale
For portfolio and program volume
$2,499 / month
5,000 reports included per month
Additional reports: $0.50 each
Start with 10 free reportsIncluded in every paid plan
Property dataAvailable building and COPE details, permits, and source context.
Valuation and imageryEstimated replacement cost and property imagery where available.
Risk and protectionNatural-peril factors, fire-protection context, and separate crime trends.
Ways to workReports, SOV processing, API, widgets, MCP, ChatGPT, and Claude.
Data coverage varies by address. Reports beyond your plan's included monthly volume are billed at the listed additional-report rate.
Frequently asked questions
- What happens after I enter an address?
- You can review a preview first. A work email unlocks the full free report. The first 10 full reports are free, and no credit card is required.
- Does PerilScore replace a CAT model?
- No. It provides building data and transparent risk context alongside existing underwriting and catastrophe-model workflows.
- Which risks are scored?
- Hurricane, wildfire, hail, flood, tornado, and earthquake use a 0–10 scale. Crime appears separately as area context and trend.
- What if source data is incomplete?
- Coverage varies by address. Available fields show their context, and users can review or correct property inputs.
- Is replacement cost the same as market value?
- No. Estimated replacement cost is rebuilding context. Market value can include land, location, income, and other factors.
- Can my team use SOVs or integrations?
- Paid workflows support SOV enrichment, APIs, widgets, MCP, and higher report capacity. Start with a free property report.
Practical guidance for a better property file.
Clear answers to recurring data and workflow questions across property insurance.
explainer
What Property Permit History Can and Cannot Tell You
How to use roof, electrical, structural, and occupancy permits as underwriting context without treating a record as proof of condition.
Read the guidance guideHow to Use Aerial Imagery in Property Underwriting
What aerial and satellite imagery can support in a first property review, what it cannot confirm, and how to document discrepancies.
Read the guidance method noteHow to Review Property Data Sources, Dates, and Confidence
A field-level method for deciding what property data can support, what needs verification, and which conflicts deserve attention.
Read the guidance